Health Decisions helps you restore competition to the self-funded markets nationally with a “one-two” punch.

1. Discounts are meaningless.  Focus on payments.
2. Document administrative value.  Insist on transparency.

Web surveys sent to bidders complement existing competitive comparisons.

1. Market basket of simulated claims for actual providers paid by bidders and compared to Medicare.
   Market basket can be based on claims history.
   or
   Market basket can be based on enrollment.
2. Administrative practices and fees documented.  Willingness to permit plan monitoring confirmed.

Aetna, CIGNA, United and TPAs have participated.